Personal finance, without the bank login

Ten minutes a week. Know where your money went.

Fairsail turns the statements you already download from your bank into a clear weekly picture of your spending, savings and net worth. It runs on your device. Nothing is sent to us.

Free on the web. The iPhone app is coming soon.

Week of October 13Example
$584 spentof $750
Oct 13Harbour GrocerGroceries$142.18
Oct 14Power billUtilities$118.40
Oct 15Gas stationCar$71.25
Oct 17Transfer to TFSASavings$200.00
Oct 18Pub dinnerEating out$52.30

$166 left for the week, and eating out is the only category over its budget.

Manual on purpose

The few minutes you spend are the point.

No bank login

You never give Fairsail your banking password. Download your statements from your bank’s website and bring them in yourself.

A weekly check-in

Apps that sync everything automatically make it easy to stop looking. Ten minutes once a week is enough to notice where the money goes and catch mistakes.

Your books stay with you

No account, no Fairsail server, no ads, no tracking. Backups go wherever you choose, and you can lock them with a passphrase.

How it works

From bank statement to a clear week in three steps.

  1. 1

    Download your statements

    From your bank, card or investment account’s website. Most offer a download button on the account page.

    PDF · CSV · Excel · QFX · screenshots
  2. 2

    Drop them into Fairsail

    Fairsail reads them on your device, removes duplicates and sorts each transaction into a category it learns from you.

  3. 3

    Check in once a week

    Confirm anything new, see what’s left in your budgets, and watch your savings and net worth over time.

Computer and phone

Import on your computer. Check in on your phone.

Bank websites are easiest on a computer, so that’s where most people download statements. Fairsail on the web is free and works in any modern browser.

To keep a computer and an iPhone in step, Fairsail saves one file in your own iCloud Drive, OneDrive, Google Drive or Dropbox. Each device reads and updates that file. It never passes through us.

Web
Any computerImport, sort and budget for free. Syncing with your phone needs Chrome or Edge.
iPhone
Coming soonThe full Fairsail: history, insights, savings and net worth, with Face ID lock.
Privacy
Nothing to collectThis website only delivers the app. Read the privacy policy.

Fairsail gives information, not financial advice. Figures are estimates based on what you enter. For advice about your situation, talk to a qualified professional.